SmartBooks Founder and CEO Calvin Wilder created the Financial Operating System book to help business owners like you take full control of your financial operations and improve long-term financial fitness. Built on more than 20 years of hands-on experience running SmartBooks and supporting hundreds of small businesses, this system isn’t theoretical—it’s proven.
Unlike traditional accounting frameworks, the Financial Operating System book offers a practical approach. A repeatable set of processes that business owners can use to increase visibility, improve profitability, and reduce financial stress. Whether you’re struggling with cash flow, unsure how to set meaningful financial targets. Or simply need a better way to align your team
around metrics that matter, this book gives you a framework to do just that.
Inside the book, you’ll discover actionable strategies for building a financial foundation that supports sustainable growth. From defining your business goals and assessing your current financial condition to managing performance and improving profitability. Each chapter gives you tools and insights you can implement right away, without needing to be a finance expert.
This system has been refined across industries and growth stages, and it’s designed to grow with you. Whether you’re a solo founder
Or managing a 50-person team, the processes inside this guide can help you make better decisions, scale more confidently, and protect your bottom line.
If you’re serious about building a stronger, more resilient business. One that’s profitable, scalable, and easier to run, this book is your starting point.
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